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CL Willard Insurance Agency

DENTAL & VISION
INSURANCE

Vision Insurance

Enrollment in coverage helps you plan and budget for the costs of dental care & for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses for you and your family.

Dental Insurance
Dental Plan Coverage

DENTAL INSURANCE

Dental health is an important part of your overall health. Dental plans can help you plan and budget for the costs of dental care. With a variety of plans available, you can find basic dental coverage for general dental care or choose coverage for major care, such as dental implants. 

Dental insurance plans can help you manage your dental care costs better by offering the benefits you may need to stay on top of your oral health. 

WHAT DO DENTAL PLANS COVER?

 

  • Preventive care

    • ​Covers routine cleanings for all covered persons and fluoride treatments for those under the age of 16 on the plan, often with no deductible or waiting period.

  • Basic services 

    • This often includes simple fillings or emergency treatment for dental pain.​

  • Major services

    • This can include retainers and root canals. These are often subject to the plan’s deductible and waiting periods.​

  • Access to a wide dental network 

    • Including dental offices in both private and retail settings. ​

  • Direct payment to in-network dentists 

    • No need to submit claim forms.​

  • No age restrictions

    • Find coverage for every member of your family and every stage of life.2  Even if you are on Medicare, which doesn’t include dental benefits, we have plans designed specifically for seniors.​

HOW CAN DENTAL PLANS MAKES DENTAL CARE MORE AFFORDABLE?

  • Dental plans can help you manage your dental care costs better — because the cost of not taking care of your oral health could be more. 

  • People without individual dental coverage are less likely to get routine dental care

  • Waiting until there’s a problem means that dental treatment will often be more involved and expensive 

  • Major problems linked to poor oral health (like heart disease and diabetes) are more likely to appear

VISION INSURANCE

Vision insurance is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses. You can buy vision plans in addition to your health insurance or even with other supplemental plans, like a dental plan.

Vision insurance plans can help you better manage your vision care costs by giving you the benefits you may need to take care your eye health.

WHAT DO VISION PLANS COVER

  • Standalone Vision Insurance Plans

    • Vision insurance as a standalone plan has those same benefits and even more flexibility as you can choose a plan that covers glasses, contacts or both.

  • Combined Dental & Vision Insurance Plans

    • By adding a vision insurance rider to your dental insurance plan3  you get access to vision care plan benefits like routine eye exams, allowances for prescription glasses and contacts and discounts on other vision services.

Vision Plan Coverage
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