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YOUR PARTNER IN SECURING YOUR FUTURE

Health Insurance
HEALTH INSURANCE
Life Insurance
LIFE INSURANCE

Enrollment in coverage supports the health and well-being of individuals and communities. Studies confirm that coverage improves access to care; supports positive health outcomes, including an individual’s sense of their own health and well-being; incentivizes appropriate use of health care resources; and reduces financial strain on individuals, families and communities.

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The high rate of uninsured puts stress on the broader health care system. People without insurance put off needed care and rely more heavily on hospital emergency departments, resulting in scarce resources being directed to treat conditions that often could have been prevented or managed in a lower-cost setting. Being uninsured also has serious financial implications for individuals, communities and the health care system.

Enrollment in coverage helps protects your spouse and children from the potentially devastating financial losses that could result if something happened to you. It provides financial security, helps to pay off debts, helps to pay living expenses, and helps to pay any medical or final expenses. 

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Your life insurance policy can deliver a specified sum of money when you need it. Upon your death, your family will receive your policy payout immediately. And that death benefit is generally not subject to federal income taxes. 

IMPACT OF COVERAGE

  • Coverage Improves Access to Care

  • Coverage Is Associated with Improved Health Outcomes

  • Coverage Supports Appropriate Health Care Utilization

  • Coverage Improves Individual, Family and Community Well-being

Health Insurance Coverage

WHY IT IS IMPORTANT

  • Guaranteed protection

  • Income replacement

  • Tax-free benefit

  • Guaranteed cash value growth

  • Dividend potential

  • Optional riders

Life Insurance Coverage
DENTAL INSURANCE
Dental Insurance

WHAT DO VISON PLANS COVER?

  • Standalone vision insurance plans

    • Vision insurance as a standalone plan has those same benefits and even more flexibility as you can choose a plan that covers glasses, contacts or both.

  • Combined dental and vision insurance plans

    • ​By adding a vision insurance rider to your dental insurance plan3  you get access to vision care plan benefits like routine eye exams, allowances for prescription glasses and contacts and discounts on other vision services.

WHAT DO DENTAL PLANS COVER?
 

  • Preventive care

  • Basic services 

  • Major services

  • Access to a wide dental network 

  • Direct payment to in-network dentists 

  • No age restrictions

Dental health is an important part of your overall health. Dental plans can help you plan and budget for the costs of dental care. With a variety of plans available, you can find basic dental coverage for general dental care or choose coverage for major care, such as dental implants. 

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Dental insurance plans can help you manage your dental care costs better by offering the benefits you may need to stay on top of your oral health. 

Vision Insurance
Dental Insurance
Vision Insurance
VISION INSURANCE

Vision insurance is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses. You can buy vision plans in addition to your health insurance or even with other supplemental plans, like a dental plan.

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Vision insurance plans can help you better manage your vision care costs by giving you the benefits you may need to take care your eye health.

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